Accepted Insurance Plans

Accepted Insurance Plans

Dryad Counseling currently accepts the following insurance plans. All plans require clients to create and approve a profile through Headway. This is a 3rd party site that allows Dryad Counseling to bill insurance on your behalf.


This list is updated as more plans are added. If you are unsure if your specific plan is one of these, email info@dryadcounseling.com and I can clarify for you.

Out-of-Network Plans

If your insurance isn’t listed, you may use your out-of-network benefits. This means paying the $135 session fee upfront and submitting a reimbursement request to your insurance. Documentation will be provided to assist with this process, though reimbursement isn’t guaranteed. Clients are responsible for submitting their own claims.

When using out of network benefits, insurance plans have the final say in reimbursement. Plans will typically cover up to your copay (set rate per session) or coinsurance (percentage of the session rate). In some cases, you may need to meet an out of pocket deductible before they will reimburse you for sessions.

Other plans are in progress and this list will be updated in the future.

Ohio Medicaid Clients and MassHealth Clients

Dryad Counseling is no longer accepting new Ohio Medicaid Clients. Current clients who have had a session since 8/1/2025 will continue services without interruption.

Dryad Counseling does not accept any MassHealth Plans. You may qualify for out-of-network benefits, but you will need to check with your plan directly.

Medicare Clients

While Medicare has expanded mental health coverage, Dryad Counseling only accepts Medicare for specific plans. Other plans may be eligible for Out-of-Network benefits. Potential clients using these plans are encouraged to contact their plan directly to verify if out of network benefits can be utilized.

For insurance questions, please email info@dryadcounseling.com.

Employee Assistance Plans (EAP)

  • Cigna EAP

  • Optum United EAP

  • Anthem EAP

Ohio and Massachusetts: 

  • Cigna

  • Quest

  • Carelon

  • United Health Care

  • Aetna

  • Oxford/Oscar (Optum)

Ohio Only: 

  • Horizon BCBS (NJ Plan- Virtual)

  • BCBS

  • Anthem

  • BCBS - MA (Ohio clients only)

Massachusetts Only

  • Independence Blue Cross Pennsylvania - Virtual